Orlando Roofing Insurance Claims

Marks on roof by insurance adjuster after an insurance claim has been filed

Depending on the damage found on your roof, you might be eligible to file an insurance claim following your free inspection. Megram is very experienced in working with homeowners and their insurance companies to ensure a smooth process for all parties involved. Our knowledgeable staff can evaluate the damage, help file a claim, and meet with the insurance adjuster to review the findings.

How We Help With Your Roofing Insurance Claim

1.  Inspection
–  Evaluate damages to the home, take pictures when necessary, and present to the homeowner.

–  Determine level of severity

2.  If the homeowner decides to file a claim, we offer to:
–  Be present to answer questions about the found damages
–  Be present to schedule a time to meet an insurance adjuster
–  Provide pictures and a written statement of damages so that the homeowner can file at their discretion

3.  Adjustment

–  As your contractor, we meet with the Adjuster to review found damages.



Frequently Asked Questions

What are the advantages of working with Megram Construction during my roofing insurance claim process?
AWe help you, the homeowner, by looking at your roof’s damage through the eyes of a contractor which helps provide accurate scope and costs for the repair of your damaged property. We speak the same language as your insurance company, and as such, all the estimates are created using industry specific terminology to help ensure there is no confusion between you and the insurance company.
How much will my new roof or roof repairs cost me?
AThere is no charge to the homeowner above the deductible unless you choose to upgrade the materials for your project.
How long do I have to file a claim 
A It is best to call and report any damages as soon as you are aware.  In our experience, we have worked with homeowners on losses up to 2 years from the date of occurrence.  Ultimately it is up to your insurance carrier as to coverage and acceptable time frame from date of loss.
Will my insurance rates go up?
AHail and un-named windstorms are referred to as “Acts of God”.  In our experience, these are not events that will cause an increase to your premium because you file a claim due to them.  However, your insurance company may increase rates on an entire area due to the storm, regardless if you make a claim or not.
What if my insurance company has already assessed my property?
AMegram will assess the property for damages and then compare our findings to the original settlement. If we find that they have overlooked or inadequately priced anything, a readjustment may be possible to ensure you are compensated properly for your loss.

*These statements are the opinions and experiences from Megram Construction. Please consult your Agent for verification or details on your policy.