Q
What are the advantages of working with Megram Construction during my roofing insurance claim process?
AWe help you, the homeowner, by looking at your roof’s damage through the eyes of a contractor which helps provide accurate scope and costs for the repair of your damaged property. We speak the same language as your insurance company, and as such, all the estimates are created using industry specific terminology to help ensure there is no confusion between you and the insurance company.

Q
How much will my new roof or roof repairs cost me?
AThere is no charge to the homeowner above the deductible unless you choose to upgrade the materials for your project.

Q
How long do I have to file a claim 
A It is best to call and report any damages as soon as you are aware.  In our experience, we have worked with homeowners on losses up to 2 years from the date of occurrence.  Ultimately it is up to your insurance carrier as to coverage and acceptable time frame from date of loss.

Q
Will my insurance rates go up?
AHail and un-named windstorms are referred to as “Acts of God”.  In our experience, these are not events that will cause an increase to your premium because you file a claim due to them.  However, your insurance company may increase rates on an entire area due to the storm, regardless if you make a claim or not.

Q
What if my insurance company has already assessed my property?
AMegram will assess the property for damages and then compare our findings to the original settlement. If we find that they have overlooked or inadequately priced anything, a readjustment may be possible to ensure you are compensated properly for your loss.

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*These statements are the opinions and experiences from Megram Construction. Please consult your Agent for verification or details on your policy.

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